US Pricing Dataset
Cost of Living in Dallas, TX: 2026 Price Guide
Published 01/25/2026
Quick Verdict
💰 Salary Needed to Live Here: You need to earn at least $70,000 to live comfortably in Dallas. Rent takes up ~35% of income.
| Category | Monthly Cost | Notes |
|---|---|---|
| Rent (1-Bed Downtown) | $2,400.00 | High demand near Uptown and Deep Ellum |
| Rent (1-Bed Suburbs) | $1,750.00 | Cheaper areas like Plano |
| Groceries (Monthly) | $480.00 | Based on USDA Moderate Plan |
| Utilities (Average) | $210.00 | Includes Oncor Electric Delivery rates |
| Internet (Fiber) | $70.00 | Standard 500Mbps plan |
| TOTAL | $4,910.00 | Estimated monthly total |
1. Housing Market: Dallas vs. Suburbs
Rent prices in Dallas have stabilized in 2026.
- The Premium Areas: Living in Uptown or Deep Ellum commands a premium, with 1-bedrooms averaging $2,400.
- The Budget Move: By moving 20 minutes out to Plano, you can drop your rent to $1,750. This is the most common strategy for young professionals here.
2. Utility Costs & Summer Heat
Residents often underestimate the cost of air conditioning in Dallas.
- Peak Season: In July, bills from Oncor Electric Delivery can spike to $260.
- Water/Trash: Usually adds another $50/month to your bill.
3. Transportation: Car vs. Public Transit
Dallas is a car-dependent city.
- Car Insurance: Drivers in Texas pay approximately $185 per month due to heavy traffic on I-35 and the Dallas North Tollway.
- Public Transit: The DART system is limited. A monthly pass costs $96.
4. Food & Entertainment
- Groceries: Expect to spend $480 per month shopping at chains like Kroger and Tom Thumb.
- Dining Out: A dinner for two in Knox/Henderson typically runs $60-$80.
FAQ: Living in Dallas
Q: Is Dallas expensive for singles? A: Compared to Austin, it is cheaper. A single person needs roughly $3,400 post-tax.
Q: What is the main hidden cost? A: Toll roads on the Dallas North Tollway and SH 121.