US Pricing Dataset
Cost of Living in Austin, TX: 2026 Price Guide
Published 01/25/2026
Quick Verdict
💰 Salary Needed to Live Here: You need to earn at least $65,000/year to live comfortably in Austin, TX in 2026.
| Category | Monthly Cost | Notes |
|---|---|---|
| Rent (1-Bed Downtown) | $2,550.00 | High demand near Rainey St and 6th St |
| Rent (1-Bed Suburbs) | $1,750.00 | Cheaper areas like Round Rock |
| Groceries (Monthly) | $470.00 | Based on USDA Moderate Plan |
| Utilities (Average) | $225.00 | Includes Austin Energy rates |
| Internet (Fiber) | $70.00 | Standard 500Mbps plan |
| TOTAL | $5,065.00 | Estimated monthly total |
1. Housing Market: Austin vs. Suburbs
Rent prices in Austin have cooled slightly in 2026.
- The Premium Areas: Living in Downtown or Rainey Street commands a premium, with 1-bedrooms averaging $2,550.
- The Budget Move: By moving 20 minutes out to Round Rock, you can drop your rent to $1,750. This is the most common strategy for young professionals here.
2. Utility Costs & Summer Heat
Residents often underestimate the cost of air conditioning in Austin.
- Peak Season: In August, bills from Austin Energy can spike to $280.
- Water/Trash: Usually adds another $50/month to your bill.
3. Transportation: Car vs. Public Transit
Austin is a car-dependent city.
- Car Insurance: Drivers in Texas pay approximately $185 per month due to heavy traffic on I-35 and frequent hail claims.
- Public Transit: The CapMetro system is limited. A monthly pass costs $41.25.
4. Food & Entertainment
- Groceries: Expect to spend $470 per month shopping at chains like H-E-B and Whole Foods.
- Dining Out: A dinner for two on South Congress typically runs $60-$80.
FAQ: Living in Austin
Q: Is Austin expensive for singles? A: Compared to Dallas, it is slightly more expensive. A single person needs roughly $3,500 post-tax.
Q: What is the main hidden cost? A: Toll roads on MoPac Express and SH 130.